Understanding the credit card perks options can be overwhelming with so many alternatives available, each offering different offers, benefits, and advantages. We have streamlined the process to help you get started in less than 5 minutes, with continuous monitoring so that you are always kept updated if there are improved choices for you.
**Evaluating Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- E-commerce
- Wireless transactions
- Dining
- Overseas spending
- Miscellaneous expenses
This information helps us gain insight into your spending patterns and identify the most suitable group of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our database of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We maintain an updated database of credit card offers from all major banks and financial institutions in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also provide options for further optimization such as only looking at cards from specific banks or cards with no required first-year annual fee.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your expenses and informs you of changes to your selection to boost your rewards collection. This adaptable process ensures you always have the best credit card portfolio to achieve the highest returns.
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