Navigating the credit card rewards options can be daunting with so many choices available, each offering different miles, cashback, and bonuses. We've optimized the process to assist you in beginning in less than 5 minutes, with perpetual monitoring so that you are always informed if there are better cards available for you.
**Analysing Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
SingLife Interest vs. Traditional Savings Accounts: Which Offers Better Returns?
- E-commerce
- Tap-and-go
- Food and beverage expenses
- Foreign Currency Spend
- Other expenditures
This information helps us better understand your spending patterns and recommend the most suitable group of credit cards based on your spend.
===
**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our database of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We keep a current repository of credit card offers from all leading banks and providers in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also provide options for further optimization such as only focusing on select bank offerings or fee-waived cards initially.
===
Great Eastern vs. Singtel vs. Direct Asia: Which Travel Insurance Offers the Best Value for Singapore Travellers?
**Ongoing Updates and Suggestions**
Since credit card terms can change over time, our platform keeps track of its recommendations based on your usage patterns and informs you of changes to your selection to boost your miles earned. This adaptable process ensures you always have the optimal selection to achieve the highest returns.
===